Banking Law

Our firm provides highly experienced legal services in Banking Law to companies, individuals, and financial institutions. With a rigorous and client-focused approach, we deliver practical and secure solutions in contractual, regulatory, and contentious matters, always prioritizing the protection of our clients’ interests and legal certainty.

Practice Areas

Banking and Financial Contracts

Drafting, review, and negotiation of credit agreements, mortgages, leasing, and factoring contracts.
Advisory on financing transactions and project finance.
Analysis and drafting of general and special contractual clauses, including security mechanisms.

Banking Regulation and Compliance

Compliance with guidelines from the Bank of Portugal and the Portuguese Securities Market Commission (CMVM).
Implementation of internal compliance policies, including anti-money laundering and counter-terrorist financing measures.
Data protection advisory in the financial sector in full compliance with the GDPR.

Banking Litigation

Defense and representation in disputes arising from contractual breaches and unfair terms.
Handling of litigation related to financial intermediation and complex products.
Banking litigation on behalf of companies and individuals.

Financing and Security

Advisory on financing and project finance transactions, with legal and financial optimization.
Analysis and structuring of bank guarantees, sureties, and other security instruments.
Advisory on issuances and trading of securities.

Credit Recovery

Assistance in judicial and extrajudicial debt collection actions.
Enforcement of security interests, including attachment of assets and income.
Negotiation of settlement agreements for overdue credits and debt restructuring.
Defense in enforcement proceedings.

Insolvency and Restructuring

Drafting and negotiation of restructuring plans with financial institutions.
Representation in insolvency proceedings involving banking entities.
Mediation and negotiation with creditors to achieve sustainable financial recovery.

Capital Markets and Complex Financial Products

Advisory on issuances and trading of shares, bonds, and other securities.
Guidance on derivatives, swaps, and futures.
Structuring of capital-market transactions with full regulatory compliance.

Additional Support

Planning and structuring of corporate financing operations.
Due diligence in acquisitions with financial or banking impact.
Resolution of corporate disputes with a financial component.
Advisory on financial taxation and regulatory reporting.